In December, the weather in Waterloo is typically freezing. Average daily high temperature in December is about 1 degree above zero. On average, Waterloo has 11 partly cloudy, 8 sunny, 7 cloudy, 4 snowy, and 1 rainy day in December. The snowfalls are usually light. December as well as February, March, April, and May is considered the most uncomfortable time to visit Waterloo.